`DISCOVER THE BENEFITS OF FLEXITI FINANCING`

We understand that purchasing quality tires for your vehicle may sometimes require financial flexibility. That's why we are proud to introduce Flexiti financing offers. Flexiti is a Canadian financial technology company that has partnered with Blackcircles Canada to provide you with a flexible and fast payment solution.

`FINANCING OPTIONS TAILORED TO YOUR NEEDS`

The Flexiti financing offers are designed to meet your needs. You have a choice of different payment options:

3

equal monthly payments with no interest*

6

equal monthly payments with no interest*

Purchase price	Payment plans
$2500 and less	3 months with no interest*
$2500 and over	6 months with no interest*

* This means that you can spread the cost of your purchases over several months without paying any additional interest. You have control over your budget, without compromising on the quality and reliability of your tires.

`QUICK AND EASY APPROVAL`

With Flexiti, you benefit from a quick and efficient approval process. In just a few minutes, you can get approval for your online credit application. No more hassle, no more endless waiting.

`EASY USE OF THE FLEXITICARD`

Once approved, you will receive the FlexitiCard, your passport to flexible payments. You can use it not only on blackcircles.ca for the purchase of tires, environmental fees, and applicable taxes.

APPLY NOW

`Flexiti WITH blackcircles.ca`

Flexiti financing offers are also available at participating blackcircles.ca. We are committed to making your tire shopping experience as straightforward and convenient as possible.

So, why wait? During your next tire purchase on blackcircles.ca, simply choose "Pay with Flexiti" at checkout, follow the easy steps for your credit application, quickly get approval, and complete your purchase with ease!

For any questions about financing, contact Flexiti at 1-877-259-3745 on Monday to Friday from 9 am to 11 pm ET or on Saturday and Sunday from 9 am to 9 pm ET or you can also visit Flexiti's website.

*O.A.C. Subject to terms of your Flexiti Cardholder agreement. For no interest equal monthly payment plans, no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments of principal, plus payment protection insurance premiums and taxes, if applicable. For 90 day deferral followed by equal monthly payments with promotional interest (Promo AIR) plans, no interest will accrue and no payments are required for 90 days, any remaining balance is to be paid in equal monthly payments plus Promo AIR, insurance premiums, fees, and taxes if applicable. Promo AIR will be 9.99%, 13.99% or 19.99% and will be disclosed prior to completion of the transaction; varies based on cardholder’s creditworthiness at the time of application. For all plans, if any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), 36,99% and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Annual fee of $39.99 applies for residents of Quebec and $24.99 applies for residents of other provinces. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Promos and terms may be changed without notice. Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.